PMI = Private mortgage insurance is a policy that protects your lender in the event that you default on repaying the loan. It covers all or a portion of your remaining mortgage. The borrower pays for the policy although it benefits the lender, and it’s sometimes required.

HOA = A homeowners association (HOA) is an organization in a subdivision, planned community or condominium that makes and enforces rules for the properties within its jurisdiction. Those who purchase property within an HOA’s jurisdiction automatically become members and are required to pay dues, known as HOA fees.

Bhatti Broker

A high-touch broker known for his extensive market knowledge and his unmatched devotion to clients, Gurpreet’s success is based almost exclusively on positive referrals. He earns the respect of his clients by working tirelessly on their behalf and by always offering them candid advice.


(416) 558-1090


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